Commentary
Since the survey started, the percentage of households where either the respondent or their partner has a bank or building society account* has risen from around 86 per cent in 1999 to 96 per cent in the third quarter of 2010.
The apparent quarter-to-quarter fluctuations in the figures may well be the result of sampling variability. Quarter-to-quarter changes should therefore be interpreted with caution.
Data
Households where respondent or partner has a bank or building society account
| Year | Qtr | Bank or building society account* |
| | |
| 1999 | Qtr 1 | 85.6 |
| Qtr 2 | 86.5 |
| Qtr 3 | 84.9 |
| Qtr 4 | 86.7 |
| 2000 | Qtr 1 | 86.7 |
| Qtr 2 | 85.5 |
| Qtr 3 | 86.9 |
| Qtr 4 | 86.6 |
| 2001 | Qtr 1 | 85.3 |
| Qtr 2 | 86.6 |
| Qtr 3 | 87.2 |
| Qtr 4 | 88.0 |
| 2002 | Qtr 1 | 88.5 |
| Qtr 2 | 86.5 |
| Qtr 3 | 87.3 |
| Qtr 4 | 89.2 |
| 2003 | Qtr 1 | 87.5 |
| Qtr 2 | 88.7 |
| Qtr 3 | 88.8 |
| Qtr 4 | 91.1 |
| 2004 | Qtr 1 | 90.5 |
| Qtr 2 | 92.5 |
| Qtr 3 | 91.4 |
| Qtr 4 | 93.5 |
| 2005 | Qtr 1 | 94.6 |
| Qtr 2 | 94.2 |
| Qtr 3 | 94.9 |
| Qtr 4 | 94.2 |
| 2006 | Qtr 1 | 93.9 |
| Qtr 2 | 94.3 |
| Qtr 3 | 95.4 |
| Qtr 4 | 94.7 |
| 2007 | Qtr 1 | 95.1 |
| Qtr 2 | 94.2 |
| Qtr 3 | 94.3 |
| Qtr 4 | 94.4 |
| 2008 | Qtr 1 | 93.6 |
| Qtr 2 | 94.0 |
| Qtr 3 | 94.0 |
| Qtr 4 | 93.9 |
| 2009 | Qtr 1 | 94.9 |
| Qtr 2 | 94.8 |
| Qtr 3 | 96.8 |
| Qtr 4 | 96.0 |
| 2010 | Qtr 1 | 93.8 |
| Qtr 2 | 95.7 |
| Qtr 3 | 96.1
|
Percentage of households
Notes
* The question changed in 2002 to include Credit Union accounts and in 2004 to also include Post Office Card Accounts.
From June 2007, this question was reduced to three-quarters of the sample