Dr Anja-Maaike Green
Communities Analytical Services
Scottish Government Social Research
2009
ISBN 978 0 7559 7781 9 (Web only publication)
ISSN 0950 2254
This document is also available in pdf format (380k)
CONTENTS
EXECUTIVE SUMMARY
1 INTRODUCTION
Introduction
Aims, objectives and scope
Methodology
Context
Background - money advice policy and funding
2 THE RESEARCH EVIDENCE
Introduction
What is money advice?
How is money advice delivered?
Clients
The economic cost of debt
The personal costs of debt
The benefits of debt advice to clients
The effectiveness of different money advice giving approaches
Issues about practice
3 CONCLUSION AND IMPLICATIONS
Introduction
Findings
Current evidence gaps and future research requirements
Additional considerations
REFERENCES
APPENDICES
Annex One Overview of key debt advice services and projects
Annex Two Overview of literature search
The views expressed in this report are those of the researcher and
do not necessarily represent those of the Department or Scottish Ministers.