Table 6.69: How household is managing financially by use of credit to borrow money in the last 12 months
Row percentages, 2005/2006 data
Households using that type of credit to borrow money in the last 12 months
| Manage very well | Manage quite well | Get by alright | Don't manage very well | Have some financial difficulties | Are in deep financial trouble | Total | Base |
|---|
Bank overdraft | 10 | 30 | 44 | 6 | 9 | 2 | 100 | 3,826 |
|---|
Loan from bank, building society or credit union | 12 | 33 | 42 | 5 | 6 | 2 | 100 | 2,656 |
|---|
Loan from a finance company | 11 | 27 | 37 | 8 | 12 | 4 | 100 | 1,025 |
|---|
Loan from a money lender or 'tally man' | - | 13 | 28 | 13 | 30 | 15 | 100 | 32 |
|---|
Loan from friend or relative | 3 | 13 | 39 | 12 | 24 | 9 | 100 | 764 |
|---|
Loan, or advance on wages, from employer | 6 | 25 | 33 | 12 | 21 | 3 | 100 | 51 |
|---|
A ( DSS) Social Fund loan | 2 | 9 | 39 | 12 | 27 | 11 | 100 | 579 |
|---|
Cheque-cashing service | 4 | 18 | 25 | 7 | 32 | 15 | 100 | 31 |
|---|
Pawnbroker | - | 2 | 32 | 15 | 26 | 24 | 100 | 57 |
|---|
Other borrowing | 10 | 26 | 41 | 8 | 10 | 4 | 100 | 189 |
|---|
None of these | 16 | 34 | 43 | 4 | 3 | 1 | 100 | 22,324 |
|---|
Refused | 13 | 35 | 46 | 4 | 3 | 0 | 100 | 935 |
|---|
All | 15 | 33 | 42 | 4 | 5 | 1 | 100 | 30,689 |
|---|