Table 6.66: Use of credit to borrow money in the past 12 months Scottish Index of Multiple Deprivation quintile
Column percentages, 2005/2006 data
Households
| 1 (most deprived) | 2 | 3 | 4 | 5 (least deprived) | All |
|---|
Bank overdraft | 8 | 11 | 13 | 13 | 15 | 12 |
|---|
Loan from bank, building society or credit union | 6 | 8 | 9 | 10 | 10 | 9 |
|---|
Loan from a finance company | 5 | 3 | 3 | 3 | 3 | 3 |
|---|
Loan from a money lender or 'tally man' | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
Loan from friend or relative | 4 | 3 | 2 | 2 | 1 | 3 |
|---|
Loan, or advance on wages, from employer | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
A ( DSS) Social Fund loan | 5 | 2 | 1 | 0 | 0 | 2 |
|---|
Cheque-cashing service | 0 | 0 | 0 | 0 | 0 | 0 |
|---|
Pawnbroker | 1 | 0 | 0 | 0 | 0 | 0 |
|---|
Other borrowing | 1 | 1 | 1 | 0 | 1 | 1 |
|---|
None of these | 73 | 73 | 72 | 73 | 71 | 72 |
|---|
Refused | 3 | 4 | 4 | 4 | 5 | 4 |
|---|
Base | 6,341 | 6,346 | 6,700 | 6,122 | 5,483 | 30,992 |
|---|
Columns may add up to more than 100% due to multiple response