Scotland's People: Annual Report 2005/2006

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Table 6.65: Use of credit to borrow money in the past 12 months by local authority

Row percentages, 2005/2006 data
Households

Bank overdraft

Loan from a bank, building society, credit union

Loan from a finance company

Loan from a money lender or 'tally man'

Loan from friend or relative

Loan, or advance on wages, from employer

( DSS) Social Fund loan

Cheque-cashing service

Pawn-broker

Other

None of these

Refused

Base

Aberdeen City

14

7

3

0

2

0

2

-

0

0

67

10

1,235

Aberdeenshire

11

10

3

0

1

0

1

0

-

0

75

3

1,236

Angus

9

9

4

0

1

0

1

-

0

1

74

4

619

Argyll and Bute

12

9

3

-

2

0

1

-

-

0

75

2

594

Clackmannanshire

9

9

3

0

2

0

2

-

-

1

77

2

647

Dumfries and Galloway

10

8

4

-

1

-

1

-

-

0

78

2

816

Dundee City

7

6

2

-

2

0

1

0

-

1

79

5

911

East Ayrshire

12

9

4

0

3

0

3

-

-

0

74

1

655

East Dunbartonshire

15

11

3

0

2

-

0

-

-

1

72

4

526

East Lothian

7

7

1

-

1

0

1

-

0

0

81

3

549

East Renfrewshire

14

10

3

-

2

-

1

0

-

1

72

3

548

Edinburgh City

13

6

2

0

3

0

1

0

0

1

74

4

2,635

Eilean Siar

13

12

2

-

1

-

1

-

-

-

72

5

509

Falkirk

9

8

3

-

3

-

2

0

-

0

77

3

791

Fife

13

9

3

0

3

0

2

0

0

0

74

1

2,146

Glasgow City

12

7

3

0

4

0

4

0

1

1

71

3

3,280

Highland

12

10

3

0

3

0

1

-

-

0

69

6

1,185

Inverclyde

14

6

5

-

3

0

2

0

0

1

72

2

531

Midlothian

15

8

6

-

1

-

1

-

-

1

68

6

553

Moray

11

7

2

-

1

-

1

0

-

1

77

6

615

North Ayrshire

15

10

4

0

2

-

3

-

0

2

66

5

713

North Lanarkshire

10

9

4

0

3

0

3

0

0

1

70

6

1,845

Orkney

35

8

3

-

1

0

1

-

-

0

59

0

624

Perth and Kinross

22

11

3

-

0

-

-

-

-

0

66

4

704

Renfrewshire

12

11

6

0

3

1

3

0

1

1

70

2

924

Scottish Borders

10

7

4

-

2

0

1

-

-

0

77

4

662

Shetland

17

11

2

-

1

1

1

-

-

0

70

3

611

South Ayrshire

15

8

2

0

2

0

2

0

-

1

73

3

626

South Lanarkshire

11

10

4

0

3

0

2

0

0

1

68

6

1,641

Stirling

18

10

3

0

3

0

1

0

-

1

69

2

642

West Dunbartonshire

11

11

6

0

5

-

5

0

1

1

65

4

516

West Lothian

8

6

2

0

1

0

2

0

0

0

82

1

910

Scotland

12

9

3

0

3

0

2

0

0

1

72

4

30,999

Rows may add up to more than 100% due to multiple response

Page updated: Wednesday, August 01, 2007