Table 6.65: Use of credit to borrow money in the past 12 months by local authority
Row percentages, 2005/2006 data
Households
| Bank overdraft | Loan from a bank, building society, credit union | Loan from a finance company | Loan from a money lender or 'tally man' | Loan from friend or relative | Loan, or advance on wages, from employer | ( DSS) Social Fund loan | Cheque-cashing service | Pawn-broker | Other | None of these | Refused | Base |
|---|
Aberdeen City | 14 | 7 | 3 | 0 | 2 | 0 | 2 | - | 0 | 0 | 67 | 10 | 1,235 |
|---|
Aberdeenshire | 11 | 10 | 3 | 0 | 1 | 0 | 1 | 0 | - | 0 | 75 | 3 | 1,236 |
|---|
Angus | 9 | 9 | 4 | 0 | 1 | 0 | 1 | - | 0 | 1 | 74 | 4 | 619 |
|---|
Argyll and Bute | 12 | 9 | 3 | - | 2 | 0 | 1 | - | - | 0 | 75 | 2 | 594 |
|---|
Clackmannanshire | 9 | 9 | 3 | 0 | 2 | 0 | 2 | - | - | 1 | 77 | 2 | 647 |
|---|
Dumfries and Galloway | 10 | 8 | 4 | - | 1 | - | 1 | - | - | 0 | 78 | 2 | 816 |
|---|
Dundee City | 7 | 6 | 2 | - | 2 | 0 | 1 | 0 | - | 1 | 79 | 5 | 911 |
|---|
East Ayrshire | 12 | 9 | 4 | 0 | 3 | 0 | 3 | - | - | 0 | 74 | 1 | 655 |
|---|
East Dunbartonshire | 15 | 11 | 3 | 0 | 2 | - | 0 | - | - | 1 | 72 | 4 | 526 |
|---|
East Lothian | 7 | 7 | 1 | - | 1 | 0 | 1 | - | 0 | 0 | 81 | 3 | 549 |
|---|
East Renfrewshire | 14 | 10 | 3 | - | 2 | - | 1 | 0 | - | 1 | 72 | 3 | 548 |
|---|
Edinburgh City | 13 | 6 | 2 | 0 | 3 | 0 | 1 | 0 | 0 | 1 | 74 | 4 | 2,635 |
|---|
Eilean Siar | 13 | 12 | 2 | - | 1 | - | 1 | - | - | - | 72 | 5 | 509 |
|---|
Falkirk | 9 | 8 | 3 | - | 3 | - | 2 | 0 | - | 0 | 77 | 3 | 791 |
|---|
Fife | 13 | 9 | 3 | 0 | 3 | 0 | 2 | 0 | 0 | 0 | 74 | 1 | 2,146 |
|---|
Glasgow City | 12 | 7 | 3 | 0 | 4 | 0 | 4 | 0 | 1 | 1 | 71 | 3 | 3,280 |
|---|
Highland | 12 | 10 | 3 | 0 | 3 | 0 | 1 | - | - | 0 | 69 | 6 | 1,185 |
|---|
Inverclyde | 14 | 6 | 5 | - | 3 | 0 | 2 | 0 | 0 | 1 | 72 | 2 | 531 |
|---|
Midlothian | 15 | 8 | 6 | - | 1 | - | 1 | - | - | 1 | 68 | 6 | 553 |
|---|
Moray | 11 | 7 | 2 | - | 1 | - | 1 | 0 | - | 1 | 77 | 6 | 615 |
|---|
North Ayrshire | 15 | 10 | 4 | 0 | 2 | - | 3 | - | 0 | 2 | 66 | 5 | 713 |
|---|
North Lanarkshire | 10 | 9 | 4 | 0 | 3 | 0 | 3 | 0 | 0 | 1 | 70 | 6 | 1,845 |
|---|
Orkney | 35 | 8 | 3 | - | 1 | 0 | 1 | - | - | 0 | 59 | 0 | 624 |
|---|
Perth and Kinross | 22 | 11 | 3 | - | 0 | - | - | - | - | 0 | 66 | 4 | 704 |
|---|
Renfrewshire | 12 | 11 | 6 | 0 | 3 | 1 | 3 | 0 | 1 | 1 | 70 | 2 | 924 |
|---|
Scottish Borders | 10 | 7 | 4 | - | 2 | 0 | 1 | - | - | 0 | 77 | 4 | 662 |
|---|
Shetland | 17 | 11 | 2 | - | 1 | 1 | 1 | - | - | 0 | 70 | 3 | 611 |
|---|
South Ayrshire | 15 | 8 | 2 | 0 | 2 | 0 | 2 | 0 | - | 1 | 73 | 3 | 626 |
|---|
South Lanarkshire | 11 | 10 | 4 | 0 | 3 | 0 | 2 | 0 | 0 | 1 | 68 | 6 | 1,641 |
|---|
Stirling | 18 | 10 | 3 | 0 | 3 | 0 | 1 | 0 | - | 1 | 69 | 2 | 642 |
|---|
West Dunbartonshire | 11 | 11 | 6 | 0 | 5 | - | 5 | 0 | 1 | 1 | 65 | 4 | 516 |
|---|
West Lothian | 8 | 6 | 2 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | 82 | 1 | 910 |
|---|
Scotland | 12 | 9 | 3 | 0 | 3 | 0 | 2 | 0 | 0 | 1 | 72 | 4 | 30,999 |
|---|
Rows may add up to more than 100% due to multiple response