Scottish Government

ISBN 978 0 7559 5398 1

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Contents

Ministerial foreword

How to respond

Executive summary

PART ONE - TRUST DEEDS FOR CREDITORS
1. Background - Reform of Protected Trust Deeds
2. Scope of this Consultation

PART TWO - TRUST DEEDS AND PROTECTED CREDITORS
1. Protected Creditors
2. Debts not Cancelled
3. Preferred Debts
4. Protection for Credit Unions
5. Options for Protection

PART THREE - QUESTIONS FOR CONSULTATION
1. Impact of Protected Trust Deeds on debts owed to Credit Unions
2. Impact of Protected Trust Deeds on debts owed to other creditors
3. Impact of Protection on other creditors
4. Appropriate type of Protection

Annex - The Scottish Executive Consultation Process

Consultation Questionnaire

Respondent Information Form

Consultation Questionnaire and Respondent Information Form (MS Word format)