Appendix Tables for Chapter 6
Table A6.1: Proportion of businesses that have tried to obtain finance for their business in the past 12 months (Q90)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Have tried to obtain finance at all | 17% | 17% | 17% | 16% | 23% | 16% | 17% | 17% | 18% | 17% | 19% | 19% | 18% | 21% | 16% |
|---|
Have tried to obtain finance once only | 12% | 13% | 13% | 11% | 19% | 11% | 12% | 11% | 15% | 14% | 14% | 15% | 12% | 16% | 11% |
|---|
Have tried to obtain finance more than once | 5% | 5% | 4% | 4% | 4% | 6% | 5% | 6% | 3% | 3% | 5% | 5% | 6% | 5% | 5% |
|---|
Have not tried to obtained finance | 82% | 82% | 82% | 84% | 75% | 83% | 82% | 82% | 81% | 83% | 80% | 80% | 81% | 77% | 82% |
|---|
Don't know | 1% | 1% | 1% | *% | *% | 1% | 1% | *% | 1% | *% | 1% | 1% | 1% | 2% | 1% |
|---|
Unwilling to answer | *% | *% | *% | *% | 1% | *% | *% | *% | 0% | 0% | *% | *% | 1% | 0% | *% |
|---|
Unweighted N = | 835 | 7,210 | 5,030 | 1,735 | 312 | 468 | 550 | 341 | 425 | 365 | 834 | 843 | 502 | 149 | 686 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Have tried to obtain finance once only | 11% | 0% | 16% | 10% | 22% | 24% | 8% | 13% | 8% | 11% | 14% | 4% | 13% | 4% | 12% |
|---|
Have tried to obtain finance more than once | 1% | 1% | 3% | 12% | 6% | 13% | 9% | 7% | 4% | 5% | 6% | 1% | 6% | 1% | 6% |
|---|
Have tried to obtain finance at all | 12% | 1% | 19% | 22% | 27% | 36% | 17% | 20% | 12% | 16% | 21% | 5% | 19% | 4% | 17% |
|---|
Have not tried to obtained finance | 88% | 99% | 81% | 78% | 73% | 64% | 83% | 80% | 88% | 82% | 78% | 95% | 80% | 96% | 81% |
|---|
Don't know | 0% | 0% | *% | 0% | 0% | 0% | 0% | 1% | *% | 1% | 1% | 0% | 1% | 0% | 1% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 42 | 27 | 83 | 81 | 99 | 54 | 82 | 135 | 129 | 193 | 513 | 94 | 741 | 23 | 812 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Have tried to obtain finance once only | 22% | 13% | 10% | 18% | 15% | 5% | 12% | 14% | 10% | 12% |
|---|
Have tried to obtain finance more than once | 9% | 10% | 4% | 10% | 8% | 2% | 2% | 3% | 6% | 5% |
|---|
Have tried to obtain finance at all | 31% | 23% | 14% | 28% | 23% | 7% | 14% | 17% | 15% | 17% |
|---|
Have not tried to obtained finance | 68% | 75% | 85% | 72% | 75% | 93% | 82% | 83% | 82% | 82% |
|---|
Don't know | 2% | 0% | 1% | 0% | 1% | *% | 4% | 0% | 2% | 1% |
|---|
Unwilling to answer | 0% | 2% | 0% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Unweighted N = | 64 | 138 | 515 | 108 | 508 | 208 | 47 | 72 | 119 | 716 |
|---|
businesses with employees; Scotland, unweighted N = 835AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.2: Reasons for seeking finance in the past 12 months - unprompted (Q91)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Working capital, cashflow | 47% | 40% | 40% | 39% | 44% | 42% | 34% | 42% | 39% | 39% | 46% | 30% | 39% | 60% | 44% |
|---|
Acquiring capital equipment or vehicles | 24% | 26% | 26% | 22% | 18% | 26% | 29% | 37% | 27% | 37% | 21% | 31% | 33% | 24% | 24% |
|---|
Buying land or buildings | 13% | 11% | 11% | 12% | 17% | 17% | 11% | 5% | 7% | 7% | 13% | 13% | 9% | 2% | 15% |
|---|
Improving buildings | 11% | 7% | 7% | 6% | 6% | 9% | 6% | 8% | 4% | 11% | 5% | 14% | 10% | 11% | 11% |
|---|
Training/staff development | 3% | 2% | 3% | 2% | 6% | 3% | 4% | 1% | 5% | 0% | *% | *% | 0% | 0% | 4% |
|---|
Research & development | 2% | 4% | 4% | 5% | 5% | 1% | 5% | 3% | 3% | 1% | 4% | 4% | 3% | 0% | 2% |
|---|
Buying another business | 2% | 4% | 4% | 3% | 4% | 6% | 5% | 8% | 6% | 1% | 2% | 4% | 5% | 0% | 2% |
|---|
Don't know | 2% | 3% | 3% | 3% | 4% | 3% | 0% | 3% | 3% | 4% | 3% | 2% | 0% | 0% | 2% |
|---|
Unwilling to answer | 1% | 2% | 2% | 3% | *% | *% | 0% | 0% | 3% | 1% | 2% | *% | 0% | 0% | 2% |
|---|
Protecting intellectual property | 0% | *% | 1% | 1% | 0% | 0% | *% | 0% | 0% | 3% | 0% | 0% | *% | 0% | 0% |
|---|
Other | 0% | *% | *% | *% | 1% | *% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Acquiring intellectual property | *% | 1% | 1% | 2% | 1% | 0% | 4% | 1% | 0% | 0% | 2% | 3% | 3% | 0% | *% |
|---|
Marketing | *% | 2% | 2% | 4% | 1% | 0% | 5% | 0% | *% | 1% | 4% | 0% | *% | 1% | 0% |
|---|
Business expansion/growth | *% | 1% | 1% | 2% | 0% | 0% | 2% | 0% | 3% | 1% | *% | 3% | 0% | 2% | 0% |
|---|
Overdraft facility/extend overdraft | *% | 1% | 1% | 1% | *% | 0% | 0% | 0% | 0% | 0% | 2% | 2% | 3% | 0% | *% |
|---|
Unweighted N = | 170 | 1,516 | 1,026 | 345 | 81 | 80 | 98 | 67 | 89 | 73 | 193 | 215 | 105 | 34 | 136 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Working capital, cashflow | 22% | 0% | 47% | 54% | 52% | 43% | 25% | 46% | 50% | 38% | 49% | 83% | 45% | 57% | 47% |
|---|
Acquiring capital equipment or vehicles | 0% | 100% | 22% | 36% | 41% | 13% | 43% | 27% | 16% | 30% | 25% | 9% | 25% | 43% | 24% |
|---|
Buying land or buildings | 22% | 0% | 15% | 9% | 1% | 43% | 16% | 10% | 1% | 22% | 13% | 0% | 13% | 0% | 13% |
|---|
Improving buildings | 30% | 0% | 9% | 9% | 4% | 1% | 16% | 13% | 16% | 11% | 9% | 9% | 11% | 0% | 11% |
|---|
Training/staff development | 22% | 0% | 7% | 0% | 0% | 0% | 5% | 2% | 8% | 6% | 1% | 0% | 3% | 0% | 3% |
|---|
Research & development | 0% | 0% | 0% | 0% | 0% | 19% | 0% | 2% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
Buying another business | 0% | 0% | 7% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
Don't know | 4% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 8% | 0% | 0% | 0% | 2% | 0% | 1% |
|---|
Acquiring intellectual property | 0% | 0% | 0% | 2% | 0% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | *% | 0% | *% |
|---|
Marketing | 0% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Business expansion/growth | 0% | 0% | 0% | 0% | 0% | 0% | 5% | 2% | 0% | 0% | 1% | 0% | *% | 0% | *% |
|---|
Overdraft facility/extend overdraft | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 4% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 7 | 1 | 16 | 15 | 26 | 13 | 22 | 36 | 17 | 36 | 117 | 12 | 158 | 3 | 167 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Working capital, cashflow | 44% | 33% | 44% | 69% | 45% | 46% | 63% | 50% | 34% | 48% |
|---|
Acquiring capital equipment or vehicles | 15% | 25% | 31% | 8% | 24% | 21% | 26% | 33% | 20% | 25% |
|---|
Buying land or buildings | 9% | 5% | 14% | 19% | 17% | 2% | 5% | 1% | 5% | 14% |
|---|
Improving buildings | 18% | 13% | 9% | 10% | 9% | 31% | 6% | 1% | 19% | 9% |
|---|
Training/staff development | 3% | 10% | 3% | 0% | 5% | 0% | 0% | 0% | 23% | *% |
|---|
Research & development | 0% | 0% | 3% | 0% | 2% | 0% | 0% | 0% | 0% | 2% |
|---|
Buying another business | 17% | 2% | 0% | 0% | 2% | 0% | 0% | 2% | 0% | 2% |
|---|
Don't know | 0% | 2% | 3% | 1% | 1% | 0% | 0% | 14% | 0% | 2% |
|---|
Unwilling to answer | 0% | 9% | 0% | 0% | 2% | 0% | 0% | 0% | 12% | 0% |
|---|
Acquiring intellectual property | 0% | 2% | 0% | 0% | 0% | 2% | 0% | 0% | 0% | *% |
|---|
Marketing | 0% | 1% | 0% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Business expansion/growth | 0% | 0% | 1% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Overdraft facility/extend overdraft | 1% | 0% | *% | *% | *% | 0% | 0% | 0% | 1% | *% |
|---|
Unweighted N = | 20 | 39 | 86 | 25 | 123 | 23 | 9 | 15 | 25 | 145 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; where have tried to obtain finance in past 12 months, Scotland, unweighted N = 170
Table A6.3: Proportion of businesses that tried to obtain finance to fund a specific programme of expenditure involving new products, markets or technologies in the past 12 months (Q92)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Wanted to fund new products, markets or technologies | 37% | 44% | 43% | 47% | 45% | 33% | 45% | 40% | 42% | 40% | 46% | 54% | 57% | 44% | 35% |
|---|
Did not want to fund new products, markets or technologies | 62% | 55% | 55% | 51% | 51% | 64% | 55% | 56% | 58% | 60% | 54% | 45% | 43% | 56% | 63% |
|---|
Don't know | 2% | 1% | 1% | 2% | 4% | 3% | 0% | 1% | *% | 0% | 0% | 2% | 0% | 0% | 2% |
|---|
Unwilling to answer | 0% | *% | *% | *% | 0% | 0% | 0% | 3% | 0% | 0% | 0% | *% | 0% | 0% | 0% |
|---|
Unweighted N = | 170 | 1,516 | 1,026 | 345 | 81 | 80 | 98 | 67 | 89 | 73 | 193 | 215 | 105 | 34 | 136 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Wanted to fund new products, markets or technologies | 48% | 100% | 47% | 27% | 43% | 49% | 41% | 40% | 35% | 29% | 40% | 13% | 38% | 85% | 37% |
|---|
Did not want to fund new products, markets or technologies | 52% | 0% | 53% | 73% | 57% | 51% | 59% | 58% | 65% | 71% | 57% | 87% | 61% | 15% | 62% |
|---|
Don't know | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
Unweighted N = | 7 | 1 | 16 | 15 | 26 | 13 | 22 | 36 | 17 | 36 | 117 | 12 | 158 | 3 | 167 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Wanted to fund new products, markets or technologies | 35% | 34% | 40% | 30% | 39% | 32% | 5% | 47% | 39% | 37% |
|---|
Did not want to fund new products, markets or technologies | 64% | 66% | 57% | 70% | 61% | 68% | 95% | 39% | 61% | 62% |
|---|
Don't know | 1% | 0% | 3% | 0% | *% | 0% | 0% | 14% | 0% | 2% |
|---|
Unweighted N = | 20 | 39 | 86 | 25 | 123 | 23 | 9 | 15 | 25 | 145 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; where have tried to obtain finance in past 12 months, Scotland, unweighted N = 170
Table A6.4: Type of finance sought in the past 12 months - unprompted (multiple response) (Q93)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Bank loan | 41% | 48% | 49% | 51% | 45% | 45% | 51% | 56% | 53% | 44% | 43% | 42% | 59% | 51% | 39% |
|---|
Bank overdraft | 32% | 23% | 23% | 17% | 22% | 20% | 24% | 22% | 27% | 26% | 35% | 16% | 14% | 33% | 32% |
|---|
Leasing or hire purchase | 11% | 11% | 11% | 10% | 6% | 11% | 13% | 14% | 15% | 9% | 12% | 7% | 14% | 10% | 11% |
|---|
Grant | 8% | 6% | 6% | 5% | 16% | 6% | 2% | 1% | 7% | 7% | 5% | 18% | 6% | 3% | 9% |
|---|
Mortgage for property purchase or improvements | 4% | 5% | 5% | 4% | 5% | 13% | 7% | 4% | 5% | 3% | 4% | 6% | 1% | 0% | 4% |
|---|
Loan from family/business partner/directors | 2% | 2% | 2% | 5% | 1% | 0% | 0% | 0% | *% | 1% | *% | 1% | 0% | 0% | 2% |
|---|
Other | 2% | 2% | 2% | 3% | 1% | 0% | 2% | 1% | 1% | 5% | *% | 6% | 6% | 2% | 2% |
|---|
Unwilling to answer | 2% | 1% | 1% | 1% | 1% | 1% | *% | 1% | *% | 0% | 2% | 2% | 2% | 1% | 2% |
|---|
Factoring | 1% | 1% | 1% | 1% | 1% | 3% | *% | 0% | *% | 0% | 0% | *% | 3% | 0% | 2% |
|---|
Don't know | 1% | 2% | 2% | 3% | *% | 5% | *% | 0% | 1% | 1% | 2% | 4% | *% | 0% | 1% |
|---|
Equity investment from existing shareholders | *% | *% | *% | *% | 1% | 0% | *% | 0% | 0% | 1% | 0% | 3% | 0% | 0% | *% |
|---|
Equity investment from new shareholders | *% | *% | *% | *% | 0% | *% | 0% | 0% | 0% | 0% | *% | *% | 0% | 0% | *% |
|---|
Loan from a Community Development Finance Institution | *% | 2% | 2% | 3% | 4% | 0% | *% | 3% | 0% | 4% | 1% | 2% | 0% | 0% | *% |
|---|
Credit card finance | *% | 1% | 1% | 1% | 1% | 0% | 2% | *% | 0% | 0% | 3% | 0% | 2% | 0% | *% |
|---|
Unweighted N = | 170 | 1,516 | 1,026 | 345 | 81 | 80 | 98 | 67 | 89 | 73 | 193 | 215 | 105 | 34 | 136 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Bank loan | 44% | 100% | 46% | 47% | 40% | 30% | 18% | 54% | 27% | 56% | 40% | 9% | 43% | 100% | 41% |
|---|
Bank overdraft | 26% | 0% | 32% | 44% | 29% | 39% | 21% | 25% | 25% | 21% | 39% | 20% | 33% | 0% | 32% |
|---|
Leasing or hire purchase | 0% | 0% | 7% | 17% | 18% | 3% | 29% | 10% | 16% | 14% | 9% | 0% | 12% | 0% | 11% |
|---|
Grant | 22% | 0% | 7% | 0% | 6% | 24% | 22% | 15% | 8% | 10% | 7% | 15% | 8% | 0% | 8% |
|---|
Mortgage for property purchase or improvements | 0% | 0% | 7% | 0% | 0% | 3% | 5% | 0% | 0% | 6% | 4% | 43% | 2% | 0% | 4% |
|---|
Loan from family/business partner/directors | 0% | 0% | 0% | 0% | 10% | 0% | 0% | 0% | 8% | 0% | *% | 0% | 2% | 0% | 2% |
|---|
Other | 0% | 0% | 0% | 0% | 0% | 0% | 7% | 2% | 8% | 0% | 1% | 0% | 2% | 0% | 2% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 1% | 0% | 5% | 2% | 8% | 0% | 1% | 0% | 2% | 0% | 2% |
|---|
Factoring | 0% | 0% | 7% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 1% |
|---|
Don't know | 0% | 0% | 0% | 0% | 0% | 0% | 5% | 0% | 0% | 0% | 1% | 7% | *% | 0% | 1% |
|---|
Equity investment from existing shareholders | 4% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 7% | 0% | 0% | *% |
|---|
Equity investment from new shareholders | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Loan from a Community Development Finance Institution | 0% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 1% | 0% | *% | 0% | *% |
|---|
Credit card finance | 4% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 7 | 1 | 16 | 15 | 26 | 13 | 22 | 36 | 17 | 36 | 117 | 12 | 158 | 3 | 167 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Bank loan | 64% | 32% | 39% | 45% | 44% | 32% | 35% | 33% | 25% | 44% |
|---|
Bank overdraft | 7% | 22% | 36% | 40% | 33% | 27% | 11% | 44% | 27% | 33% |
|---|
Leasing or hire purchase | 17% | 18% | 10% | 8% | 9% | 4% | 54% | 16% | 2% | 13% |
|---|
Grant | 12% | 16% | 7% | 2% | 10% | 0% | 0% | 7% | 33% | 4% |
|---|
Mortgage for property purchase or improvements | 6% | 0% | 3% | 9% | 3% | 12% | 0% | 0% | 12% | 3% |
|---|
Loan from family/business partner/directors | 0% | 0% | 3% | 1% | *% | 12% | 0% | 0% | 0% | 2% |
|---|
Other | 4% | 0% | 3% | 0% | *% | 13% | 0% | 0% | 1% | 2% |
|---|
Unwilling to answer | 0% | 11% | *% | 1% | 2% | 0% | 0% | 2% | 12% | 1% |
|---|
Factoring | 0% | 0% | 3% | 0% | 2% | 0% | 0% | 0% | 0% | 2% |
|---|
Don't know | 0% | 0% | *% | 1% | 1% | 0% | 0% | 0% | 0% | 1% |
|---|
Equity investment from existing shareholders | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | 2% | 0% |
|---|
Equity investment from new shareholders | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | 1% | 0% |
|---|
Loan from a Community Development Finance Institution | 0% | 0% | *% | 1% | *% | 0% | 0% | 0% | 1% | *% |
|---|
Credit card finance | 0% | 2% | 0% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Unweighted N = | 20 | 39 | 86 | 25 | 123 | 23 | 9 | 15 | 25 | 145 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; where have tried to obtain finance in past 12 months, Scotland, unweighted N = 170
Table A6.5: Whether business has used or considered using equity finance (Q93 and Q102)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Have sought equity funding and obtained it in past 12 months | *% | *% | *% | *% | *% | *% | *% | 0% | 0% | *% | 0% | 1% | 0% | 0% | *% |
|---|
Have sought equity funding and failed to obtain it in last 12 months | *% | *% | *% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | 0% | 0% | *% |
|---|
Have considered and used equity finance | 3% | 3% | 3% | 4% | 4% | 2% | 3% | 3% | 5% | 2% | 2% | 3% | 1% | 5% | 2% |
|---|
Have considered but not used equity finance | 4% | 4% | 4% | 4% | 7% | 4% | 4% | 2% | 4% | 4% | 4% | 3% | 3% | 7% | 4% |
|---|
Have not considered equity finance | 92% | 91% | 91% | 90% | 85% | 93% | 91% | 93% | 89% | 93% | 92% | 91% | 94% | 86% | 93% |
|---|
Don't know | 1% | 2% | 2% | 2% | 3% | 1% | 1% | 2% | 2% | 1% | 2% | 3% | 2% | 2% | 1% |
|---|
Unweighted N = | 835 | 7,210 | 5,030 | 1,735 | 312 | 468 | 550 | 341 | 425 | 365 | 834 | 843 | 502 | 149 | 686 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Have sought equity funding and obtained it in past 12 months | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Have sought equity funding and failed to obtain it in last 12 months | *% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | 0% | *% |
|---|
Have considered and used equity finance | 3% | 0% | 3% | 2% | 1% | 16% | 1% | 6% | 2% | 2% | 3% | 2% | 3% | 10% | 2% |
|---|
Have considered but not used equity finance | 3% | 0% | 4% | 6% | 4% | 2% | 4% | 13% | 2% | 4% | 5% | 5% | 4% | 4% | 4% |
|---|
Have not considered equity finance | 94% | 96% | 93% | 91% | 96% | 82% | 94% | 80% | 95% | 92% | 91% | 92% | 92% | 87% | 92% |
|---|
Don't know | 0% | 4% | 0% | *% | 0% | 0% | 1% | *% | 1% | 2% | 1% | *% | 1% | 0% | 1% |
|---|
Unweighted N = | 42 | 27 | 83 | 81 | 99 | 54 | 82 | 135 | 129 | 193 | 513 | 94 | 741 | 23 | 812 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Have sought equity funding and obtained it in past 12 months | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | *% | 0% |
|---|
Have sought equity funding and failed to obtain it in last 12 months | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | *% | 0% |
|---|
Have considered and used equity finance | *% | 5% | 2% | 3% | 3% | 1% | 1% | 5% | 2% | 3% |
|---|
Have considered but not used equity finance | 11% | 1% | 4% | 6% | 7% | 1% | 0% | 2% | 6% | 4% |
|---|
Have not considered equity finance | 88% | 90% | 93% | 91% | 88% | 98% | 99% | 93% | 90% | 93% |
|---|
Don't know | 1% | 5% | 1% | 0% | 2% | 0% | 0% | 0% | 2% | 1% |
|---|
Unweighted N = | 64 | 138 | 515 | 108 | 508 | 208 | 47 | 72 | 119 | 716 |
|---|
businesses with employees; Scotland, unweighted N = 835AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.6: Reasons why businesses have not considered or used equity finance - unprompted (multiple response) (Q103)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Wasn't necessary/no need | 60% | 62% | 64% | 66% | 54% | 59% | 64% | 65% | 73% | 62% | 61% | 62% | 62% | 59% | 60% |
|---|
Irrelevant/not appropriate to business | 11% | 13% | 12% | 13% | 21% | 10% | 13% | 15% | 9% | 13% | 13% | 13% | 14% | 14% | 11% |
|---|
Don't want to lose control | 5% | 4% | 7% | 4% | 9% | 8% | 6% | 6% | 6% | 10% | 8% | 6% | 8% | 6% | 5% |
|---|
Self financed the investment | 5% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 8% | 4% |
|---|
Prefer other methods/happy with present arrangements | 3% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 5% | 3% |
|---|
Didn't want to use it/no interest in scheme | 3% | 4% | 5% | 3% | 5% | 5% | 5% | 6% | 3% | 7% | 5% | 5% | 3% | 1% | 4% |
|---|
Business is too small | 3% | 6% | 4% | 5% | 7% | 6% | 6% | 2% | 2% | 6% | 4% | 5% | 3% | 3% | 3% |
|---|
Other | 3% | 13% | 13% | 11% | 14% | 17% | 10% | 15% | 15% | 10% | 14% | 17% | 16% | 2% | 3% |
|---|
Nothing in particular | 3% | 1% | 1% | 1% | 1% | *% | 1% | 1% | *% | 2% | 2% | 1% | 3% | 4% | 2% |
|---|
Don't know | 3% | 2% | 1% | 1% | 1% | *% | 1% | 1% | *% | 1% | 1% | 2% | 3% | 4% | 2% |
|---|
Business does not need that much capital investment | 2% | 3% | 4% | 5% | 2% | 4% | 6% | 3% | 3% | 2% | 3% | 4% | 4% | *% | 2% |
|---|
Don't want investors involved in running the business | 2% | 1% | 2% | 1% | *% | 2% | 3% | *% | 1% | 6% | 1% | 2% | 2% | *% | 2% |
|---|
Wasn't aware of it | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 2% |
|---|
Never thought about it | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2% |
|---|
Don't want any loans/get into debt | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 2% |
|---|
Investors would not be interested in my business | 1% | 1% | 1% | 2% | 2% | 1% | 1% | 1% | *% | 1% | 1% | 1% | 1% | *% | 1% |
|---|
Don't know how to raise equity finance/find an investor | 1% | 1% | 1% | 1% | *% | 1% | 1% | 1% | 3% | 1% | 1% | 2% | 3% | 0% | 1% |
|---|
Equity finance costs too much | 1% | 1% | 1% | 1% | 1% | 1% | 1% | *% | 1% | *% | *% | 1% | 1% | 0% | 1% |
|---|
Terms and conditions are unacceptable | 1% | *% | 1% | 1% | 2% | 1% | 1% | 2% | 1% | *% | 1% | *% | 1% | *% | 1% |
|---|
Too much hassle to arrange an equity deal | 1% | 1% | 1% | 1% | *% | 1% | *% | 0% | 0% | 1% | 1% | *% | *% | 2% | 1% |
|---|
Don't have any equity | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 1% |
|---|
Thought business would be turned down | *% | *% | *% | *% | 0% | 0% | 0% | *% | 1% | 0% | *% | *% | 0% | 0% | *% |
|---|
Unwilling to say | *% | 1% | *% | *% | *% | 1% | 1% | 0% | *% | 1% | 0% | *% | *% | 0% | *% |
|---|
Unweighted N = | 797 | 8,159 | 4,715 | 1,755 | 287 | 448 | 516 | 323 | 405 | 351 | 783 | 783 | 797 | 137 | 660 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Wasn't necessary/no need | 64% | 48% | 65% | 51% | 57% | 51% | 62% | 56% | 59% | 60% | 60% | 72% | 58% | 95% | 59% |
|---|
Irrelevant/not appropriate to business | 5% | 15% | 6% | 19% | 12% | 22% | 11% | 8% | 11% | 15% | 9% | 4% | 12% | 2% | 11% |
|---|
Don't want to lose control | 9% | 0% | 5% | 5% | 6% | 12% | 6% | 7% | 5% | 4% | 5% | 4% | 5% | 0% | 5% |
|---|
Self financed the investment | 8% | 5% | 5% | 6% | 2% | 1% | 2% | 6% | 2% | 4% | 7% | 2% | 5% | 3% | 5% |
|---|
Prefer other methods/happy with present arrangements | 3% | 5% | 2% | *% | 7% | 1% | 4% | 6% | 2% | 2% | 4% | 4% | 3% | 0% | 3% |
|---|
Didn't want to use it/no interest in scheme | 0% | 5% | 3% | 6% | 5% | 3% | 2% | 3% | 4% | 3% | 4% | 0% | 4% | 0% | 4% |
|---|
Business is too small | 3% | 5% | 3% | 3% | *% | 4% | 1% | *% | 4% | 3% | 3% | 5% | 3% | 0% | 3% |
|---|
Other | 0% | 14% | 4% | *% | 1% | 8% | 4% | 4% | 5% | 3% | 2% | 3% | 3% | 0% | 3% |
|---|
Nothing in particular | 5% | 0% | 1% | 6% | 3% | 0% | 6% | 2% | 3% | 4% | 1% | 4% | 2% | 0% | 3% |
|---|
Don't know | 3% | 5% | 0% | 4% | 4% | 0% | 5% | 0% | 3% | 4% | 2% | 6% | 2% | 0% | 3% |
|---|
Business does not need that much capital investment | 8% | 5% | 1% | 0% | 0% | 0% | 1% | *% | 5% | 2% | *% | 8% | 1% | 0% | 2% |
|---|
Don't want investors involved in running the business | 0% | 0% | 4% | 1% | 1% | 10% | 2% | 2% | 2% | 2% | 1% | 2% | 2% | 0% | 2% |
|---|
Wasn't aware of it | 3% | 5% | 3% | 3% | 5% | 0% | *% | *% | 4% | *% | 2% | 2% | 2% | 0% | 2% |
|---|
Never thought about it | 5% | 0% | 1% | 2% | 3% | 8% | 2% | 0% | 1% | 2% | 2% | 2% | 2% | 0% | 2% |
|---|
Don't want any loans/get into debt | 3% | 0% | 1% | 0% | 1% | 0% | 1% | 2% | 2% | 3% | 1% | 2% | 2% | 0% | 2% |
|---|
Investors would not be interested in my business | 0% | 0% | 1% | 4% | *% | 0% | 1% | 1% | 0% | 1% | 1% | *% | 1% | 2% | 1% |
|---|
Don't know how to raise equity finance/find an investor | 3% | 0% | 1% | *% | *% | 0% | 0% | 0% | 2% | *% | *% | 0% | 1% | 0% | 1% |
|---|
Equity finance costs too much | 0% | 5% | 1% | 0% | 0% | 0% | 2% | 8% | 0% | 1% | 1% | 0% | 1% | 0% | 1% |
|---|
Terms and conditions are unacceptable | 0% | 0% | 1% | 2% | 0% | 0% | 0% | *% | 0% | 0% | 2% | *% | 1% | 0% | 1% |
|---|
Too much hassle to arrange an equity deal | 0% | 0% | 1% | 2% | 3% | 0% | 0% | 1% | 0% | *% | 2% | *% | 1% | 0% | 1% |
|---|
Don't have any equity | 0% | 0% | 1% | 0% | 0% | 1% | 1% | *% | *% | 2% | *% | *% | 1% | 1% | 1% |
|---|
Thought business would be turned down | 0% | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 0% | *% | 0% | *% |
|---|
Unwilling to say | 0% | 0% | 0% | *% | 0% | 0% | 0% | 2% | 1% | *% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 40 | 26 | 79 | 78 | 97 | 50 | 80 | 125 | 125 | 185 | 487 | 89 | 708 | 22 | 775 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Wasn't necessary/no need | 63% | 57% | 59% | 66% | 57% | 63% | 59% | 62% | 61% | 60% |
|---|
Irrelevant/not appropriate to business | 9% | 16% | 12% | 4% | 9% | 15% | 17% | 8% | 11% | 11% |
|---|
Don't want to lose control | *% | 7% | 5% | 6% | 7% | 2% | 6% | 1% | 5% | 5% |
|---|
Self financed the investment | 2% | 2% | 5% | 8% | 5% | 6% | 1% | 3% | 5% | 5% |
|---|
Prefer other methods/happy with present arrangements | 7% | 5% | 2% | 3% | 4% | 2% | 4% | *% | *% | 3% |
|---|
Didn't want to use it/no interest in scheme | 6% | 2% | 4% | 3% | 3% | 3% | 5% | 5% | 1% | 4% |
|---|
Business is too small | 0% | 3% | 4% | 1% | 3% | 3% | 4% | 3% | 6% | 3% |
|---|
Other | 4% | 6% | 3% | 1% | 3% | 4% | 1% | 1% | 1% | 4% |
|---|
Nothing in particular | 1% | 2% | 3% | 2% | 2% | 2% | 7% | 2% | 3% | 3% |
|---|
Don't know | 2% | 2% | 3% | 1% | 2% | 3% | 4% | 5% | 2% | 3% |
|---|
Business does not need that much capital investment | 0% | 2% | 2% | *% | 1% | 2% | 4% | 5% | 0% | 2% |
|---|
Don't want investors involved in running the business | 0% | 3% | 2% | 0% | 1% | 2% | 5% | *% | *% | 2% |
|---|
Wasn't aware of it | 0% | 3% | 2% | 3% | 2% | 2% | 0% | 5% | 2% | 2% |
|---|
Never thought about it | 1% | 2% | 2% | 0% | 2% | 1% | 4% | 2% | 0% | 2% |
|---|
Don't want any loans/get into debt | 5% | 1% | 2% | 3% | 2% | 1% | 4% | 3% | 4% | 1% |
|---|
Investors would not be interested in my business | 0% | *% | 1% | 2% | 2% | 0% | 0% | 0% | 0% | 1% |
|---|
Don't know how to raise equity finance/find an investor | 1% | *% | 1% | 0% | *% | 1% | 0% | 2% | 1% | 1% |
|---|
Equity finance costs too much | 0% | *% | 1% | 2% | 1% | 0% | 0% | 2% | 2% | 1% |
|---|
Terms and conditions are unacceptable | 0% | *% | 1% | 0% | 2% | 0% | 0% | 0% | 0% | 1% |
|---|
Too much hassle to arrange an equity deal | 1% | 0% | 1% | 3% | 2% | 0% | 1% | *% | 2% | 1% |
|---|
Don't have any equity | 0% | 2% | 1% | 0% | 1% | *% | 1% | 0% | 2% | 1% |
|---|
Thought business would be turned down | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Unwilling to say | 0% | 2% | *% | 1% | 1% | *% | 0% | 0% | 2% | *% |
|---|
Unweighted N = | 61 | 130 | 492 | 104 | 478 | 204 | 46 | 69 | 114 | 683 |
|---|
Base: All businesses with employees; where have not considered/chosen equity finance, Scotland, unweighted N = 797
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.7: Amount of finance sought in the past 12 months (Q101)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Less than £1,000 | 2% | 1% | 1% | 1% | 4% | 0% | 0% | 0% | *% | 0% | 3% | *% | 0% | 0% | 2% |
|---|
£1,000 to £4,999 | 7% | 4% | 4% | 2% | 5% | 6% | 4% | 7% | *% | 9% | 8% | 2% | 0% | 0% | 8% |
|---|
£5,000 to £9,999 | 9% | 8% | 8% | 10% | 12% | 10% | 5% | 11% | 5% | 10% | 2% | 8% | 8% | 27% | 5% |
|---|
£10,000 to £24,999 | 21% | 22% | 23% | 16% | 19% | 28% | 33% | 26% | 33% | 17% | 21% | 15% | 28% | 9% | 24% |
|---|
£25,000 to £49,999 | 12% | 12% | 12% | 11% | 12% | 6% | 9% | 13% | 17% | 15% | 13% | 19% | 14% | 1% | 14% |
|---|
£50,000 to £99,999 | 14% | 9% | 9% | 10% | 13% | 9% | 5% | 9% | 7% | 8% | 7% | 15% | 10% | 10% | 15% |
|---|
£100,000 to £249,999 | 7% | 12% | 12% | 13% | 16% | 7% | 14% | 11% | 6% | 14% | 12% | 11% | 18% | 15% | 6% |
|---|
£250,000 to £499,999 | 6% | 4% | 4% | 6% | 2% | 1% | 1% | 3% | 4% | 3% | 4% | 5% | 4% | 2% | 6% |
|---|
£500,000 to £999,999 | 3% | 3% | 3% | 4% | 6% | 3% | 6% | 2% | 1% | 0% | 2% | 1% | 3% | 3% | 3% |
|---|
£1 million to £2 million | 4% | 2% | 1% | 2% | 1% | 3% | 1% | *% | 3% | 1% | *% | 2% | 1% | 10% | 3% |
|---|
£2 million to £4 million | *% | 1% | 2% | 3% | *% | 1% | 4% | 0% | 0% | 0% | *% | *% | *% | 2% | *% |
|---|
More than £4 million | *% | 1% | 1% | 1% | *% | *% | *% | *% | 1% | 1% | *% | 1% | 0% | 0% | *% |
|---|
Don't know | 4% | 6% | 7% | 7% | 5% | 9% | 3% | 13% | 6% | 8% | 3% | 5% | 10% | 2% | 4% |
|---|
Unwilling to answer | 12% | 14% | 15% | 14% | 4% | 17% | 15% | 6% | 16% | 14% | 24% | 16% | 5% | 20% | 11% |
|---|
Unweighted N = | 170 | 1,516 | 1,026 | 345 | 81 | 80 | 98 | 67 | 89 | 73 | 193 | 215 | 105 | 34 | 136 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Less than £1,000 | 22% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 8% | 0% | *% | 0% | 2% | 0% | 2% |
|---|
£1,000 to £4,999 | 44% | 100% | 9% | 0% | 0% | 3% | 0% | 0% | 24% | 1% | 3% | 0% | 7% | 0% | 7% |
|---|
£5,000 to £9,999 | 0% | 0% | 15% | 17% | 6% | 0% | 5% | 0% | 8% | 0% | 12% | 0% | 9% | 0% | 9% |
|---|
£10,000 to £24,999 | 4% | 0% | 40% | 44% | 13% | 3% | 5% | 0% | 17% | 21% | 23% | 7% | 22% | 0% | 22% |
|---|
£25,000 to £49,999 | 26% | 0% | 15% | 2% | 18% | 20% | 11% | 2% | 2% | 30% | 7% | 7% | 12% | 0% | 12% |
|---|
£50,000 to £99,999 | 4% | 0% | 15% | 29% | 20% | 0% | 9% | 0% | 26% | 16% | 9% | 20% | 14% | 0% | 14% |
|---|
£100,000 to £249,999 | 0% | 0% | 0% | 9% | 14% | 9% | 34% | 17% | 0% | 5% | 11% | 7% | 7% | 0% | 7% |
|---|
£250,000 to £499,999 | 0% | 0% | 7% | 0% | 0% | 19% | 11% | 17% | 0% | 1% | 9% | 0% | 6% | 0% | 6% |
|---|
£500,000 to £999,999 | 0% | 0% | 0% | 0% | 1% | 19% | 5% | 21% | 0% | 0% | 5% | 13% | 2% | 0% | 3% |
|---|
£1 million to £2 million | 0% | 0% | 0% | 0% | 8% | 22% | 0% | 15% | 0% | 0% | 7% | 7% | 4% | 57% | 3% |
|---|
£2 million to £4 million | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% | 0% | 0% | 1% | 2% | *% | 0% | *% |
|---|
More than £4 million | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Don't know | 0% | 0% | 0% | 0% | 10% | 0% | 7% | 2% | 0% | 6% | 4% | 0% | 4% | 0% | 4% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 8% | 3% | 13% | 15% | 16% | 19% | 9% | 39% | 11% | 43% | 12% |
|---|
Unweighted N = | 7 | 1 | 16 | 15 | 26 | 13 | 22 | 36 | 17 | 36 | 117 | 12 | 158 | 3 | 167 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Less than £1,000 | 0% | 10% | 0% | 0% | 2% | 0% | 0% | 0% | 12% | *% |
|---|
£1,000 to £4,999 | 3% | 9% | 9% | 0% | 3% | 12% | 0% | 28% | 0% | 7% |
|---|
£5,000 to £9,999 | 6% | 11% | 6% | 17% | 9% | 14% | 0% | 2% | 0% | 10% |
|---|
£10,000 to £24,999 | 33% | 14% | 21% | 23% | 23% | 16% | 26% | 14% | 16% | 22% |
|---|
£25,000 to £49,999 | 1% | 2% | 17% | 11% | 12% | 0% | 26% | 15% | 2% | 13% |
|---|
£50,000 to £99,999 | 18% | 5% | 15% | 16% | 12% | 16% | 26% | 21% | 16% | 14% |
|---|
£100,000 to £249,999 | 6% | 9% | 7% | 8% | 8% | 8% | 2% | 5% | 5% | 8% |
|---|
£250,000 to £499,999 | 3% | 4% | 8% | 2% | 8% | 0% | 0% | 0% | 4% | 6% |
|---|
£500,000 to £999,999 | 0% | 1% | 4% | 1% | 3% | 1% | 5% | 0% | 3% | 3% |
|---|
£1 million to £2 million | 23% | 0% | 3% | 1% | 5% | 1% | 0% | 0% | 0% | 4% |
|---|
£2 million to £4 million | 1% | 1% | *% | *% | 1% | 0% | 0% | 0% | 0% | *% |
|---|
More than £4 million | 1% | 0% | *% | 0% | *% | 0% | 0% | 1% | 1% | *% |
|---|
Don't know | 1% | 2% | 3% | 11% | 3% | 2% | 0% | 14% | 2% | 4% |
|---|
Unwilling to answer | 5% | 34% | 9% | 9% | 11% | 31% | 15% | 1% | 39% | 9% |
|---|
Unweighted N = | 20 | 39 | 86 | 25 | 123 | 23 | 9 | 15 | 25 | 145 |
|---|
businesses with employees; where have tried to obtain finance in past 12 months, Scotland, unweighted N = 170AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.8: Proportion of businesses that experienced difficulties in obtaining finance from the first source they approached - unprompted (Q96)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Unable to obtain any finance | 11% | 9% | 9% | 11% | 8% | 6% | 9% | 9% | 9% | 12% | 6% | 7% | 5% | 13% | 11% |
|---|
Yes, obtained some but not all of the finance required | 1% | 4% | 4% | 5% | 2% | 0% | 8% | 1% | 3% | 1% | 10% | 4% | 8% | 0% | 2% |
|---|
Yes, obtained all the finance required but with some problems | 4% | 6% | 6% | 7% | 13% | 7% | 4% | 5% | 3% | 8% | 4% | 1% | 1% | 2% | 5% |
|---|
Obtained some or all finance required with difficulty | 6% | 10% | 11% | 12% | 15% | 7% | 13% | 6% | 6% | 9% | 14% | 5% | 9% | 2% | 6% |
|---|
No, had no difficulties in obtaining finance | 80% | 79% | 79% | 75% | 76% | 85% | 78% | 85% | 85% | 76% | 80% | 83% | 81% | 77% | 81% |
|---|
Don't know | 3% | 1% | 1% | 1% | 0% | 3% | 0% | 1% | 1% | *% | *% | 5% | 3% | 8% | 2% |
|---|
Unwilling to answer | 0% | 1% | 1% | 1% | *% | 0% | 0% | 0% | 0% | 3% | 0% | *% | 2% | | |
|---|
Unweighted N = | 170 | 1,516 | 1,026 | 345 | 81 | 80 | 98 | 67 | 89 | 73 | 193 | 215 | 105 | 34 | 136 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Unable to obtain any finance | 26% | 0% | 9% | 0% | 13% | 5% | 7% | 2% | 16% | 2% | 13% | 9% | 11% | 0% | 11% |
|---|
Yes, obtained some but not all of the finance required | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 6% | 0% | 0% | 2% | 0% | 1% |
|---|
Yes, obtained all the finance required but with some problems | 0% | 0% | 9% | 0% | 0% | 1% | 5% | 8% | 8% | 8% | 1% | 0% | 4% | 0% | 4% |
|---|
Obtained some or all finance required with difficulty | 0% | 0% | 9% | 0% | 0% | 1% | 5% | 8% | 8% | 14% | 1% | 0% | 6% | 0% | 6% |
|---|
No, had no difficulties in obtaining finance | 74% | 100% | 83% | 100% | 78% | 75% | 87% | 90% | 76% | 83% | 80% | 91% | 80% | 100% | 80% |
|---|
Don't know | 0% | 0% | 0% | 0% | 8% | 19% | 0% | 0% | 0% | 0% | 5% | 0% | 3% | 0% | 3% |
|---|
Unweighted N = | 7 | 1 | 16 | 15 | 26 | 13 | 22 | 36 | 17 | 36 | 117 | 12 | 158 | 3 | 167 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Unable to obtain any finance | 23% | 21% | 7% | 8% | 13% | 0% | 0% | 17% | 37% | 7% |
|---|
Yes, obtained some but not all of the finance required | 0% | 0% | 3% | 0% | 2% | 0% | 0% | 0% | 0% | 2% |
|---|
Yes, obtained all the finance required but with some problems | 17% | 2% | 3% | 3% | 3% | 14% | 2% | 0% | 3% | 4% |
|---|
Obtained some or all finance required with difficulty | 17% | 2% | 6% | 3% | 5% | 14% | 2% | 0% | 3% | 6% |
|---|
No, had no difficulties in obtaining finance | 61% | 76% | 82% | 88% | 77% | 86% | 98% | 83% | 60% | 83% |
|---|
Don't know | 0% | 0% | 5% | 1% | 4% | 0% | 0% | 0% | 0% | 4% |
|---|
Unweighted N = | 20 | 39 | 86 | 25 | 123 | 23 | 9 | 15 | 25 | 145 |
|---|
businesses with employees; where have tried to obtain finance in past 12 months, Scotland, unweighted N = 170AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.9: Reasons given for: application for finance being turned down; less finance being obtained than required; and/or problems being experienced raising finance - unprompted (multiple response) (Q98)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Insufficient security | 27% | 12% | 14% | 19% | 27% | 4% | 0% | 24% | 4% | 20% | 12% | 2% | 47% | 4% | 30% |
|---|
Poor business performance/
profit margins | 21% | 4% | 7% | 3% | 7% | 4% | 0% | 8% | 0% | 5% | 19% | 0% | 22% | 0% | 22% |
|---|
Provided insufficient application details | 19% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Poor business credit history | 10% | 9% | 30% | 0% | 0% | 10% | 32% | 0% | 0% | 0% | 13% | 9% | 0% | 0% | 12% |
|---|
They were asking for high returns | 9% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Unwilling to answer | 9% | 8% | 11% | 6% | 0% | 24% | 10% | 8% | 19% | 15% | 1% | 19% | 16% | 0% | 0% |
|---|
Inadequate business plan | 5% | 5% | 7% | 2% | 23% | 0% | 13% | 0% | 18% | 0% | 0% | 0% | 3% | 11% | 4% |
|---|
Wrong business sector | 5% | 7% | 5% | 13% | 8% | 0% | 11% | 0% | 0% | 15% | 0% | 19% | 3% | 4% | 5% |
|---|
No credit history/not in business long enough | 3% | 11% | 2% | 1% | 9% | 31% | 24% | 18% | 6% | 11% | 13% | 11% | 3% | 0% | 4% |
|---|
Business sector too risky | 3% | 7% | 12% | 4% | 5% | 4% | 23% | 8% | 6% | 38% | 2% | 27% | 1% | 14% | 1% |
|---|
Based in the wrong geographical area | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Funding reached available limit | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
No security | 1% | 4% | 3% | 14% | 0% | 0% | 1% | 24% | 0% | 0% | 1% | 2% | 3% | 0% | 1% |
|---|
Applied for too much | 1% | 3% | *% | 0% | 4% | 10% | 0% | 0% | 15% | 1% | 2% | 3% | 0% | 0% | 1% |
|---|
Regulations | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Other | 1% | 12% | 13% | 1% | 49% | 26% | 0% | 0% | 35% | 0% | 31% | 5% | 0% | 0% | 0% |
|---|
Poor personal credit history | 0% | 10% | 2% | 12% | 0% | 4% | 10% | 0% | 0% | 0% | 0% | 13% | 0% | 0% | 0% |
|---|
Applied for too little | 0% | *% | 2% | 2% | 0% | 0% | 2% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Too many outstanding loans/mortgages | 0% | 4% | 3% | 13% | 0% | 0% | 0% | 0% | 0% | 0% | 11% | 0% | 0% | 0% | 0% |
|---|
Unweighted N = | 30 | 266 | 158 | 59 | 18 | 10 | 15 | 10 | 10 | 15 | 26 | 33 | 13 | 8 | 22 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Insufficient security | 0% | 0% | 42% | 0% | 0% | 0% | 0% | 20% | 33% | 72% | 1% | 0% | 27% | 0% | 27% |
|---|
Poor business performance/ profit margins | 15% | 0% | 42% | 0% | 0% | 0% | 0% | 0% | 0% | 43% | 17% | 75% | 18% | 0% | 19% |
|---|
Provided insufficient application details | 0% | 0% | 42% | 0% | 63% | 0% | 0% | 20% | 0% | 6% | 36% | 25% | 19% | 0% | 19% |
|---|
Poor business credit history | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 6% | 17% | 0% | 10% | 0% | 10% |
|---|
They were asking for high returns | 85% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 33% | 0% | 0% | 0% | 9% | 0% | 9% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 33% | 0% | 0% | 0% | 9% | 0% | 9% |
|---|
Inadequate business plan | 0% | 0% | 0% | 0% | 11% | 0% | 85% | 0% | 0% | 0% | 9% | 0% | 5% | 0% | 5% |
|---|
Wrong business sector | 0% | 0% | 0% | 0% | 26% | 20% | 15% | 0% | 0% | 2% | 8% | 0% | 5% | 0% | 5% |
|---|
No credit history/not in business long enough | 0% | 0% | 15% | 0% | 0% | 0% | 0% | 0% | 0% | 6% | 3% | 0% | 3% | 0% | 3% |
|---|
Business sector too risky | 0% | 0% | 0% | 0% | 0% | 41% | 43% | 0% | 0% | 2% | 4% | 0% | 3% | 0% | 3% |
|---|
Based in the wrong geographical area | 0% | 0% | 0% | 0% | 11% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
Funding reached available limit | 0% | 0% | 0% | 0% | 0% | 59% | 0% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 2% |
|---|
No security | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 20% | 0% | 0% | 1% | 0% | 1% | 0% | 1% |
|---|
Applied for too much | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 1% | 0% | 1% |
|---|
Regulations | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 20% | 0% | 0% | 1% | 0% | 1% | 0% | 1% |
|---|
Other | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 20% | 0% | 0% | 1% | 0% | 1% | 0% | 1% |
|---|
Unweighted N = | 2 | 0 | 4 | 0 | 5 | 3 | 3 | 5 | 3 | 7 | 20 | 2 | 28 | 0 | 30 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Insufficient security | 42% | 0% | 38% | 4% | 23% | 85% | 0% | 0% | 0% | 38% |
|---|
Poor business performance/
profit margins | 0% | 0% | 42% | 0% | 13% | 0% | 0% | 81% | 5% | 25% |
|---|
Provided insufficient application details | 42% | 9% | 0% | 74% | 25% | 0% | 0% | 0% | 29% | 15% |
|---|
Poor business credit history | 0% | 0% | 22% | 0% | 13% | 0% | 0% | 0% | 0% | 15% |
|---|
They were asking for high returns | 0% | 39% | 0% | 0% | 11% | 0% | 0% | 0% | 29% | 0% |
|---|
Unwilling to answer | 0% | 39% | 0% | 0% | 11% | 0% | 0% | 0% | 29% | 0% |
|---|
Inadequate business plan | 0% | 0% | 7% | 13% | 6% | 0% | 0% | 0% | 5% | 4% |
|---|
Wrong business sector | 8% | 5% | 5% | 0% | 5% | 0% | 0% | 5% | 2% | 6% |
|---|
No credit history/not in business long enough | 8% | 0% | 3% | 0% | 2% | 15% | 0% | 0% | 0% | 4% |
|---|
Business sector too risky | 0% | 0% | 6% | 0% | 2% | 0% | 100% | 5% | 0% | 4% |
|---|
Based in the wrong geographical area | 0% | 7% | 0% | 0% | 0% | 0% | 0% | 14% | 0% | 2% |
|---|
Funding reached available limit | 0% | 0% | 3% | 0% | 2% | 0% | 0% | 0% | 0% | 2% |
|---|
No security | 0% | 2% | 0% | 0% | 1% | 0% | 0% | 0% | 0% | 1% |
|---|
Applied for too much | 0% | 0% | 1% | 0% | 1% | 0% | 0% | 0% | 2% | 0% |
|---|
Regulations | 0% | 0% | 0% | 4% | 1% | 0% | 0% | 0% | 0% | 1% |
|---|
Other | 0% | 0% | 0% | 4% | 1% | 0% | 0% | 0% | 0% | 1% |
|---|
Unweighted N = | 4 | 8 | 13 | 5 | 24 | 2 | 1 | 3 | 7 | 23 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; Scotland, unweighted N = 30
Table A6.10: Proportion of businesses that eventually obtained the finance they needed (Q99)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Obtained required finance | 38% | 54% | 56% | 48% | 61% | 93% | 50% | 36% | 76% | 59% | 56% | 54% | 59% | 18% | 41% |
|---|
Did not obtain finance | 62% | 44% | 43% | 49% | 38% | 7% | 50% | 64% | 24% | 41% | 43% | 35% | 41% | 82% | 59% |
|---|
Unwilling to answer | 0% | 2% | 1% | 3% | 1% | 0% | 0% | 0% | 0% | 0% | 1% | 11% | 0% | 0% | 0% |
|---|
Unweighted N = | 30 | 259 | 180 | 61 | 22 | 11 | 16 | 10 | 11 | 16 | 33 | 36 | 13 | 8 | 22 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Obtained required finance | 0% | 0% | 58% | 0% | 22% | 20% | 85% | 60% | 67% | 45% | 19% | 0% | 39% | 0% | 38% |
|---|
Did not obtain finance | 100% | 0% | 42% | 0% | 78% | 80% | 15% | 40% | 33% | 55% | 81% | 100% | 61% | 0% | 62% |
|---|
Unweighted N = | 2 | 0 | 4 | 0 | 5 | 3 | 3 | 5 | 3 | 7 | 20 | 2 | 28 | 0 | 30 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Obtained required finance | 58% | 41% | 31% | 22% | 34% | 100% | 0% | 5% | 36% | 39% |
|---|
Did not obtain finance | 42% | 59% | 69% | 78% | 66% | 0% | 100% | 95% | 64% | 61% |
|---|
Unweighted N = | 4 | 8 | 13 | 5 | 24 | 2 | 1 | 3 | 7 | 23 |
|---|
businesses with employees; where experienced difficulties raising finance, Scotland, unweighted N = 30AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.11: Effects of difficulties in raising finance on businesses - unprompted (multiple response) (Q100)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Affects productivity | 27% | 10% | 9% | 10% | 15% | 0% | 9% | 0% | 18% | 3% | 9% | 5% | 0% | 0% | 31% |
|---|
Takes up management time | 26% | 13% | 13% | 8% | 31% | 44% | 11% | 32% | 0% | 4% | 9% | 13% | 0% | 0% | 30% |
|---|
Can't grow as fast as would like | 22% | 26% | 26% | 30% | 18% | 24% | 31% | 32% | 19% | 25% | 20% | 30% | 33% | 64% | 15% |
|---|
Nothing specific | 19% | 10% | 8% | 2% | 10% | 20% | 19% | 4% | 18% | 15% | 2% | 26% | 19% | 0% | 22% |
|---|
Unwilling to answer | 9% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 10% |
|---|
Curtails/slows down business plan | 5% | 8% | 7% | 7% | 3% | 23% | 9% | 4% | 3% | 3% | 8% | 11% | 16% | 0% | 5% |
|---|
Not much affect, got finance from elsewhere | 4% | 11% | 11% | 10% | 0% | 23% | 1% | 24% | 18% | 15% | 16% | 7% | 17% | 4% | 4% |
|---|
Affects investment | 3% | 9% | 8% | 11% | 1% | 0% | 0% | 4% | 1% | 30% | 9% | 14% | 32% | 11% | 2% |
|---|
Pushes up costs | 2% | 8% | 9% | 14% | 9% | 20% | 0% | 0% | 0% | 4% | 9% | 3% | 0% | 14% | 0% |
|---|
Affected personal health | 2% | 3% | 3% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 25% | 1% | 0% | 0% | 2% |
|---|
Cash flow problems | 2% | 8% | 8% | 16% | 0% | 7% | 10% | 0% | 0% | 3% | 0% | 7% | 0% | 11% | 1% |
|---|
Don't know | 1% | 2% | 2% | 4% | 1% | 0% | 1% | 0% | 1% | 0% | 1% | 11% | 0% | 7% | 0% |
|---|
Threatens survival | 0% | 9% | 10% | 8% | 3% | 0% | 21% | 4% | 24% | 18% | *% | 1% | 3% | 0% | 0% |
|---|
Used external finances/
resources instead | 0% | 3% | 3% | 1% | 15% | 0% | 9% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | 0% |
|---|
Reduced workforce | 0% | 2% | 1% | 2% | 4% | 0% | 0% | 0% | 0% | 5% | *% | 12% | 0% | 0% | 0% |
|---|
Lost work/business contract | 0% | 1% | 1% | *% | 3% | 0% | 0% | 0% | 3% | 0% | 2% | 0% | 0% | 0% | 0% |
|---|
Caused stress | 0% | 3% | 4% | 7% | 3% | 0% | 0% | 0% | 0% | 0% | 8% | 1% | 0% | 0% | 0% |
|---|
Additional paperwork | 0% | 2% | 2% | 0% | 3% | 20% | 0% | 4% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Unweighted N = | 30 | 259 | 180 | 61 | 22 | 11 | 16 | 10 | 11 | 16 | 33 | 36 | 13 | 8 | 22 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Affects productivity | 85% | 0% | 42% | 0% | 0% | 0% | 0% | 20% | 33% | 36% | 18% | 0% | 27% | 0% | 27% |
|---|
Takes up management time | 0% | 0% | 42% | 0% | 0% | 0% | 0% | 0% | 33% | 72% | 0% | 0% | 27% | 0% | 26% |
|---|
Can't grow as fast as would like | 0% | 0% | 8% | 0% | 74% | 0% | 0% | 40% | 0% | 36% | 27% | 25% | 22% | 0% | 22% |
|---|
Nothing specific | 0% | 0% | 42% | 0% | 0% | 0% | 0% | 0% | 0% | 6% | 35% | 0% | 19% | 0% | 19% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 33% | 0% | 0% | 0% | 9% | 0% | 9% |
|---|
Curtails/slows down business plan | 15% | 0% | 8% | 0% | 0% | 0% | 43% | 0% | 0% | 13% | 3% | 75% | 3% | 0% | 5% |
|---|
Not much affect, got finance from elsewhere | 0% | 0% | 0% | 0% | 11% | 0% | 0% | 20% | 0% | 6% | 4% | 0% | 4% | 0% | 4% |
|---|
Affects investment | 0% | 0% | 0% | 0% | 0% | 59% | 43% | 0% | 0% | 0% | 6% | 0% | 3% | 0% | 3% |
|---|
Pushes up costs | 0% | 0% | 0% | 0% | 11% | 0% | 0% | 20% | 0% | 0% | 4% | 0% | 2% | 0% | 2% |
|---|
Affected personal health | 0% | 0% | 8% | 0% | 0% | 20% | 0% | 0% | 0% | 2% | 3% | 0% | 2% | 0% | 2% |
|---|
Cash flow problems | 0% | 0% | 0% | 0% | 0% | 0% | 57% | 0% | 0% | 0% | 4% | 0% | 2% | 0% | 2% |
|---|
Don't know | 0% | 0% | 0% | 0% | 4% | 20% | 0% | 0% | 0% | 0% | 2% | 0% | 1% | 0% | 1% |
|---|
Unweighted N = | 2 | 0 | 4 | 0 | 5 | 3 | 3 | 5 | 3 | 7 | 20 | 2 | 28 | 0 | 30 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Affects productivity | 0% | 41% | 38% | 0% | 34% | 0% | 0% | 0% | 29% | 26% |
|---|
Takes up management time | 42% | 0% | 38% | 0% | 22% | 85% | 0% | 0% | 0% | 37% |
|---|
Can't grow as fast as would like | 58% | 2% | 20% | 4% | 28% | 0% | 0% | 0% | 2% | 31% |
|---|
Nothing specific | 0% | 0% | 22% | 74% | 13% | 0% | 0% | 81% | 29% | 15% |
|---|
Unwilling to answer | 0% | 39% | 0% | 0% | 11% | 0% | 0% | 0% | 29% | 0% |
|---|
Curtails/slows down business plan | 0% | 0% | 7% | 13% | 4% | 15% | 0% | 0% | 10% | 2% |
|---|
Not much affect, got finance from elsewhere | 0% | 7% | 3% | 4% | 5% | 0% | 0% | 0% | 0% | 5% |
|---|
Affects investment | 0% | 0% | 7% | 0% | 4% | 0% | 0% | 0% | 0% | 4% |
|---|
Pushes up costs | 0% | 7% | 0% | 4% | 1% | 0% | 0% | 14% | 0% | 3% |
|---|
Affected personal health | 8% | 0% | 1% | 0% | 2% | 0% | 0% | 5% | 0% | 3% |
|---|
Cash flow problems | 0% | 2% | 3% | 0% | 3% | 0% | 0% | 0% | 2% | 2% |
|---|
Don't know | 0% | 2% | 1% | 0% | 1% | 0% | 100% | 0% | 0% | 1% |
|---|
Unweighted N = | 4 | 8 | 13 | 5 | 24 | 2 | 1 | 3 | 7 | 23 |
|---|
Base: All businesses with employees; where experienced difficulties raising finance, Scotland, unweighted N = 30
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.12: Extent to which late payment is a problem (Q106)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Big problem | 11% | 12% | 12% | 12% | 15% | 12% | 15% | 20% | 8% | 6% | 8% | 10% | 8% | 27% | 9% |
|---|
Small problem | 22% | 23% | 23% | 25% | 23% | 22% | 23% | 22% | 19% | 22% | 21% | 19% | 28% | 33% | 20% |
|---|
No problem | 35% | 41% | 42% | 39% | 49% | 44% | 31% | 36% | 48% | 52% | 49% | 41% | 37% | 23% | 37% |
|---|
Not relevant, as don't provide them with credit | 31% | 23% | 22% | 22% | 12% | 23% | 28% | 20% | 24% | 19% | 21% | 30% | 25% | 17% | 33% |
|---|
Don't know | *% | 1% | 1% | 1% | 2% | 0% | 1% | 1% | 1% | 1% | 1% | 0% | 2% | *% | 0% |
|---|
Unwilling to answer | *% | *% | *% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% |
|---|
Unweighted N = | 405 | 3,566 | 2,489 | 877 | 159 | 232 | 281 | 152 | 205 | 182 | 401 | 423 | 249 | 77 | 328 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Big problem | 17% | 0% | 12% | 16% | 14% | 3% | 24% | 18% | 4% | 9% | 17% | 1% | 13% | 2% | 12% |
|---|
Small problem | 17% | 25% | 24% | 28% | 32% | 43% | 25% | 23% | 14% | 15% | 31% | 13% | 24% | 17% | 22% |
|---|
No problem | 22% | 33% | 37% | 25% | 34% | 47% | 31% | 40% | 39% | 43% | 29% | 41% | 35% | 52% | 35% |
|---|
Not relevant, as don't provide them with credit | 44% | 42% | 28% | 31% | 20% | 8% | 19% | 20% | 43% | 33% | 23% | 45% | 29% | 28% | 31% |
|---|
Don't know | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | 0% | *% | 0% | *% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 19 | 16 | 39 | 39 | 47 | 27 | 34 | 70 | 60 | 97 | 248 | 50 | 355 | 14 | 391 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Big problem | 23% | 10% | 11% | 11% | 12% | 8% | 3% | 21% | 11% | 11% |
|---|
Small problem | 9% | 23% | 22% | 25% | 29% | 7% | 18% | 28% | 24% | 22% |
|---|
No problem | 29% | 49% | 35% | 27% | 37% | 39% | 26% | 28% | 23% | 37% |
|---|
Not relevant, as don't provide them with credit | 38% | 18% | 31% | 36% | 22% | 46% | 54% | 23% | 41% | 30% |
|---|
Don't know | 1% | 0% | 0% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Unwilling to answer | 0% | 0% | *% | 0% | *% | 0% | 0% | 0% | 1% | 0% |
|---|
Unweighted N = | 27 | 64 | 255 | 57 | 252 | 96 | 18 | 39 | 54 | 351 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; random half of all respondents, Scotland, unweighted N = 405
Table A6.13: Proportion of businesses that agree written terms and conditions with their customers covering when they will pay you (Q107)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Agree written terms | 71% | 70% | 70% | 73% | 70% | 65% | 69% | 71% | 74% | 66% | 66% | 62% | 65% | 92% | 67% |
|---|
Do not agree written terms | 29% | 30% | 30% | 27% | 30% | 35% | 31% | 29% | 26% | 34% | 34% | 38% | 35% | 8% | 33% |
|---|
Unweighted N = | 298 | 2,735 | 1,916 | 670 | 126 | 172 | 211 | 125 | 161 | 142 | 309 | 328 | 193 | 64 | 234 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Agree written terms | 61% | 51% | 71% | 64% | 85% | 80% | 93% | 82% | 56% | 67% | 79% | 70% | 71% | 40% | 72% |
|---|
Do not agree written terms | 39% | 49% | 29% | 36% | 15% | 20% | 7% | 18% | 44% | 33% | 21% | 30% | 29% | 60% | 28% |
|---|
Unweighted N = | 11 | 11 | 28 | 28 | 34 | 23 | 30 | 56 | 35 | 69 | 194 | 30 | 268 | 12 | 286 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Agree written terms | 75% | 72% | 69% | 78% | 73% | 68% | 45% | 73% | 61% | 72% |
|---|
Do not agree written terms | 25% | 28% | 31% | 22% | 27% | 32% | 55% | 27% | 39% | 28% |
|---|
Unweighted N = | 20 | 53 | 184 | 41 | 204 | 54 | 11 | 29 | 35 | 263 |
|---|
businesses with employees; businesses that provide credit, Scotland, unweighted N = 298AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.14: Proportion of businesses that have ever taken a customer to court for not paying their debts (Q108)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Have taken customers to court | 27% | 28% | 27% | 26% | 22% | 28% | 30% | 33% | 32% | 34% | 20% | 33% | 24% | 37% | 25% |
|---|
Have not taken customers to court | 73% | 71% | 71% | 73% | 76% | 70% | 69% | 65% | 67% | 63% | 76% | 67% | 76% | 63% | 75% |
|---|
Don't know | *% | 1% | 1% | 1% | 2% | 1% | 1% | 0% | *% | 2% | 3% | 0% | 0% | *% | *% |
|---|
Unwilling to answer | 0% | *% | *% | *% | 0% | 0% | 1% | 2% | 0% | 0% | *% | *% | 0% | 0% | 0% |
|---|
Unweighted N = | 298 | 2,735 | 1,916 | 670 | 126 | 172 | 211 | 125 | 161 | 142 | 309 | 328 | 193 | 64 | 234 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Have taken customers to court | 20% | 15% | 13% | 51% | 45% | 26% | 56% | 49% | 10% | 19% | 38% | 4% | 30% | 3% | 28% |
|---|
Have not taken customers to court | 80% | 85% | 87% | 49% | 55% | 74% | 44% | 51% | 90% | 81% | 62% | 96% | 70% | 97% | 72% |
|---|
Don't know | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | *% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 11 | 11 | 28 | 28 | 34 | 23 | 30 | 56 | 35 | 69 | 194 | 30 | 268 | 12 | 286 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Have taken customers to court | 14% | 25% | 26% | 40% | 31% | 10% | 6% | 42% | 25% | 27% |
|---|
Have not taken customers to court | 85% | 75% | 74% | 60% | 69% | 90% | 94% | 58% | 74% | 73% |
|---|
Don't know | 1% | 0% | *% | 0% | *% | 0% | 0% | 0% | 1% | *% |
|---|
Unweighted N = | 20 | 53 | 184 | 41 | 204 | 54 | 11 | 29 | 35 | 263 |
|---|
businesses with employees; businesses that provide credit, Scotland, unweighted N = 298AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.15: Proportion of businesses that are aware that there is legislation dealing with late payment (Q109)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Aware | 62% | 63% | 64% | 62% | 55% | 66% | 64% | 65% | 66% | 68% | 67% | 62% | 56% | 64% | 61% |
|---|
Not aware | 35% | 35% | 34% | 37% | 39% | 34% | 33% | 35% | 34% | 27% | 31% | 37% | 43% | 30% | 36% |
|---|
Don't know | 3% | 2% | 2% | 1% | 6% | *% | 2% | *% | 0% | 5% | 2% | 1% | *% | 5% | 3% |
|---|
Unwilling to answer | *% | *% | *% | *% | 0% | 0% | 1% | 0% | 0% | 0% | 1% | 0% | 0% | 1% | 0% |
|---|
Unweighted N = | 298 | 2,735 | 1,916 | 670 | 126 | 172 | 211 | 125 | 161 | 142 | 309 | 328 | 193 | 64 | 234 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Aware | 39% | 61% | 63% | 83% | 69% | 65% | 65% | 77% | 71% | 50% | 64% | 63% | 61% | 39% | 63% |
|---|
Not aware | 41% | 39% | 33% | 15% | 31% | 35% | 35% | 19% | 25% | 49% | 32% | 29% | 36% | 41% | 35% |
|---|
Don't know | 20% | 0% | 4% | 2% | 0% | 0% | 0% | 0% | 5% | *% | 4% | 8% | 2% | 20% | 2% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 4% | 0% | 0% | *% | 0% | *% | 0% | *% |
|---|
Unweighted N = | 11 | 11 | 28 | 28 | 34 | 23 | 30 | 56 | 35 | 69 | 194 | 30 | 268 | 12 | 286 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Aware | 70% | 64% | 58% | 84% | 64% | 64% | 31% | 60% | 54% | 63% |
|---|
Not aware | 26% | 35% | 40% | 9% | 32% | 35% | 69% | 40% | 29% | 36% |
|---|
Don't know | 0% | 1% | 3% | 7% | 4% | 2% | 0% | 0% | 17% | 1% |
|---|
Unwilling to answer | 4% | 0% | 0% | 0% | *% | 0% | 0% | 0% | 0% | *% |
|---|
Unweighted N = | 20 | 53 | 184 | 41 | 204 | 54 | 11 | 29 | 35 | 263 |
|---|
businesses with employees; businesses that provide credit, Scotland, unweighted N = 298AllBase:
Note: * = less than 0.5 per cent; 0% = no cases observed.
Table A6.16: Proportion of businesses that have taken legal action against anyone under the late payment legislation in the last 12 months (Q110)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Taken legal action under the late payment legislation | 15% | 9% | 9% | 12% | 11% | 8% | 9% | 6% | 4% | 9% | 7% | 10% | 6% | 21% | 13% |
|---|
Have not taken legal action under the late payment legislation | 78% | 84% | 84% | 82% | 84% | 80% | 86% | 81% | 92% | 82% | 90% | 87% | 86% | 74% | 79% |
|---|
Don't know | 7% | 6% | 6% | 6% | 5% | 9% | 2% | 11% | 4% | 9% | 3% | 2% | 7% | 5% | 7% |
|---|
Unwilling to answer | *% | 1% | 1% | 1% | 0% | 3% | 3% | 3% | *% | 0% | 0% | 1% | 0% | 0% | *% |
|---|
Unweighted N = | 203 | 1,838 | 1,284 | 443 | 79 | 119 | 141 | 86 | 108 | 100 | 208 | 227 | 124 | 46 | 157 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Taken legal action under the late payment legislation | 0% | 0% | 14% | 25% | 13% | 17% | 38% | 29% | 15% | 5% | 19% | 13% | 15% | 0% | 15% |
|---|
Have not taken legal action under the late payment legislation | 75% | 76% | 86% | 68% | 82% | 79% | 62% | 60% | 75% | 93% | 74% | 85% | 78% | 91% | 78% |
|---|
Don't know | 25% | 24% | 0% | 7% | 5% | 4% | 0% | 7% | 11% | 2% | 7% | 0% | 8% | 0% | 7% |
|---|
Unwilling to answer | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 3% | 0% | 0% | 1% | 2% | *% | 9% | *% |
|---|
Unweighted N = | 4 | 5 | 18 | 20 | 26 | 18 | 23 | 45 | 24 | 40 | 139 | 20 | 183 | 8 | 195 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Taken legal action under the late payment legislation | 8% | 5% | 17% | 15% | 19% | 2% | 0% | 18% | 9% | 15% |
|---|
Have not taken legal action under the late payment legislation | 90% | 93% | 77% | 68% | 75% | 90% | 100% | 69% | 78% | 79% |
|---|
Don't know | 2% | 1% | 6% | 17% | 6% | 7% | 0% | 12% | 14% | 6% |
|---|
Unwilling to answer | 0% | *% | *% | 0% | *% | 0% | 0% | 1% | 0% | *% |
|---|
Unweighted N = | 17 | 35 | 120 | 31 | 143 | 35 | 6 | 19 | 23 | 180 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; where aware of late payment legislation, Scotland, unweighted N = 203
Table A6.17: Frequency with which late payment causes businesses to experience cash flow problems (Q111)
Proportions who said… | Businesses with employees only |
|---|
Scotland | Regional breakdown | Exporter |
|---|
UK | England (All) | London & SE England | NE England | NW England | Eastern England | East Midlands | West Midlands | North England | SW England | Wales | N. Ireland | Yes | No |
|---|
Yes, it's an ongoing problem | 22% | 20% | 20% | 19% | 12% | 30% | 23% | 13% | 23% | 18% | 20% | 16% | 15% | 22% | 22% |
|---|
Yes, often | 9% | 9% | 9% | 8% | 10% | 8% | 6% | 24% | 10% | 4% | 7% | 7% | 6% | 18% | 6% |
|---|
Yes, on occasion | 29% | 38% | 39% | 38% | 44% | 41% | 39% | 36% | 26% | 41% | 43% | 41% | 47% | 31% | 28% |
|---|
No | 39% | 33% | 32% | 34% | 33% | 21% | 31% | 28% | 42% | 36% | 30% | 36% | 32% | 22% | 44% |
|---|
Don't know | 2% | *% | *% | *% | 1% | 0% | *% | 0% | 0% | 0% | 0% | 0% | *% | 7% | 0% |
|---|
Unwilling to answer | 0% | *% | *% | *% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
|---|
Unweighted N = | 154 | 1,378 | 952 | 341 | 60 | 85 | 118 | 77 | 72 | 65 | 134 | 170 | 102 | 43 | 111 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Financial turnover in past 12 months | Legal form | Management team composition |
|---|
<£61K | £61K - £99K | £100K - £249K | £250K - £499K | £500K - £999K | £1m - £1.49m | £1.5m - £2.8m | > £2.8m | Sole prop. | Partner-
ship | Incorp-
orated | Women
led
Yes | Women
led
No | MEG
led
Yes | MEG
led
No |
|---|
Yes, it's an ongoing problem | 32% | 0% | 8% | 28% | 36% | 0% | 39% | 15% | 13% | 27% | 23% | 4% | 23% | 13% | 22% |
|---|
Yes, often | 0% | 0% | 25% | 9% | 2% | 12% | 20% | 10% | 11% | 0% | 11% | 0% | 9% | 0% | 9% |
|---|
Yes, on occasion | 35% | 33% | 33% | 25% | 18% | 41% | 25% | 38% | 33% | 29% | 28% | 34% | 29% | 0% | 30% |
|---|
No | 32% | 67% | 33% | 29% | 44% | 47% | 16% | 37% | 44% | 44% | 36% | 62% | 37% | 87% | 38% |
|---|
Don't know | 0% | 0% | 0% | 9% | 0% | 0% | 0% | 0% | 0% | 0% | 2% | 0% | 2% | 0% | 2% |
|---|
Unweighted N = | 7 | 3 | 12 | 15 | 21 | 12 | 21 | 32 | 10 | 29 | 115 | 10 | 144 | 3 | 151 |
|---|
Proportions who said… | Businesses with employees only |
|---|
Employment growth | Business growth | Area characteristics |
|---|
Sust'd growth | Const'd growth | No
growth | New
growth | Propos.
growth | Not prop.
growth | Mkt
constr'd | Other
constr'd | Highlands & Islands | Scottish Enterprise Area |
|---|
Yes, it's an ongoing problem | 59% | 37% | 22% | 1% | 24% | 11% | 0% | 29% | 15% | 23% |
|---|
Yes, often | 11% | 1% | 8% | 19% | 7% | 25% | 0% | 4% | 2% | 10% |
|---|
Yes, on occasion | 11% | 51% | 23% | 46% | 24% | 47% | 44% | 31% | 33% | 28% |
|---|
No | 19% | 11% | 45% | 34% | 42% | 17% | 56% | 37% | 37% | 39% |
|---|
Don't know | 0% | 0% | 2% | 0% | 2% | 0% | 0% | 0% | 13% | 0% |
|---|
Unweighted N = | 10 | 26 | 96 | 22 | 108 | 21 | 6 | 19 | 20 | 134 |
|---|
Note: * = less than 0.5 per cent; 0% = no cases observed.
Base: All businesses with employees; where have problems with late payment, Scotland, unweighted N = 154